Continuing to build upon the concept of enterprise risk management (ERM), CU*Answers is introducing more ratios to the 5300 Call Report Ratios Dashboard, as well as a categorization of each. The new ratio categories are; credit risk, liquidity risk, interest rate risk, productivity and profitability, canary and other FPR.  Canary ratios are benchmark ratios which have been used in the banking industry for years by regulators to assess risk.

Jim Vilker, VP of Professional Services and head of the CU*Answers compliance division, stated “Our plan is to build a complete set of tools to assist you in your evolving risk management strategies.  These ratios are a critical part of risk management as they are used to establish thresholds in differing areas of operation”.