CU*Answers, the 100% credit union-owned cooperative CUSO, is continuing to beef up the 5300 Call Report Ratios tool. With the recent 15.1 release to the CU*Answers CU*BASE core data processing platform, credit unions have the ability to assign a goal and policy limits to each ratio. That way when viewing the ratios on the 5300 Call Report Ratios Dashboard it is easier to spot ratios that are not within a normal range for their credit union. If policy limits are defined, then the ratio display in red, yellow, or green depending on how the value compares to the specific limit.

Additionally, CU*Answers added nine new ratios to the tool. These include share and borrowing/earnings assets, fair market value for investments/book value investments, market share growth, net margin/average assets, yield on average loans, provision for loan loss/average assets, change in portfolio mix (Canary), construction and development loans/risk based capital and commercial real estate loans/risk based capital.

With this enhancement there are now over 30 call report ratios available in the CU*BASE Call Report Dashboard.