CU*Answers credit unions can now allow members to make principal-only payments to their loans via It’s Me 247. When the member makes a transfer in desktop or mobile banking, assuming their loan is not delinquent, they will see a new checkbox allowing them to apply the entire transfer amount directly to the loan’s principal. Instructions also remind them that the loan’s next due date will not change. This is a configurable option, which means credit unions must choose which loan types will allow the new flag to be presented to the member.